DR. EMILY R. HARGROVE. The Impact of Artificial Intelligence on Credit Risk Assessment in Commercial Banking. The Sankalpa: International Journal of Management Decisions, [S. l.], v. 12, n. 1, p. 1052–1056, 2026. Disponível em: https://www.thesankalpa.org/ijmd/article/view/229. Acesso em: 11 apr. 2026.